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From €350,000: Malta Permanent Residence (MPRP)
4 to 6 months: 5-year EU residence card
Three generations: spouse, children, parents, grandparents
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From €350,000: Malta Permanent Residence (MPRP)
4 to 6 months: 5-year EU residence card
Three generations: spouse, children, parents, grandparents
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Schengen Mobility
5-year Maltese residence card unlocks visa-free travel and 90-day stays in any 180-day period across the 27 Schengen Area member states
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4 to 6 Months
Standard approval timeline from complete submission to in-principle approval by the Residency Malta Agency, with residence card issued shortly thereafter
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EU-Aligned Tax Framework
Malta operates 70+ double-taxation treaties and levies no inheritance, gift, wealth, or capital-gains taxes on foreign-source assets. Resident non-doms are taxed only on income remitted to Malta
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Zero Minimum Stay
MPRP imposes no minimum physical-presence requirement. The residence card stays valid as long as property, contribution, and ongoing-fee conditions are met
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Three-Generation Family Inclusion
Single application covers the principal applicant, spouse, dependent children of any age, dependent parents, and dependent grandparents on either side of the family
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Long-Term EU Base
Malta is a full EU member state and eurozone member, an English-language common-law jurisdiction, and a regulated financial-services hub with stable governance
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Strategic EU Residency Base
Malta Residence by Investment is positioned as the EU's surviving investor pathway. Combined with English-language legal system, eurozone membership, and central Mediterranean location, MPRP serves as a long-term family residency base in the European Union
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Detailed step-by-step process
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Requirements for all eligible applicants
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Required documents for each step of the program
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Answers to frequently asked questions
Malta Permanent Residence Program
Government contribution: One-time non-refundable payment to the Government of Malta. Standard tier €28,000 for the property purchase route, €58,000 for the qualifying rental route. Paid in two parts: €10,000 with the application, balance on approval.
Property purchase route: Minimum €350,000 in central and northern Malta, or €300,000 in South Malta or Gozo. Property must be held for at least 5 years post-approval. Buyers cover standard Maltese property acquisition costs separately, including notarial fees, registry fees, and applicable stamp duty.
Property rental route: Minimum annual rent €12,000 in central and northern Malta, €10,000 in South Malta or Gozo. Lease must be maintained for at least 5 years and registered with the Housing Authority. Renters cannot also use the property purchase route within the same application.
Registered NGO donation: €2,000 donation to a Maltese registered philanthropic, cultural, sporting, scientific, animal welfare, or artistic organization. The receiving NGO must be on the official register maintained by the Commissioner for Voluntary Organisations. Paid before residence card issuance.
Administrative fee: €40,000 per application paid to Residency Malta Agency. €10,000 due with the initial submission as a non-refundable deposit, €30,000 due on in-principle approval. Covers application processing, document review, and approval issuance for the principal applicant.
Due diligence fees: €5,000 for the principal applicant. Reduced fees for the spouse, adult children, and dependent parents or grandparents (typically €1,000 to €5,000 per additional dependent based on age and family role). Fees are non-refundable regardless of application outcome.
More details
The Malta Permanent Residence Program (MPRP) is the EU's most flexible residence-by-investment pathway and Malta's surviving investor route following the April 2025 closure of its citizenship program. Approved investors receive a five-year Maltese residence card valid across the 27-member Schengen Area, with no minimum-stay requirement and family inclusion across three generations. The program operates under Subsidiary Legislation 217.26 and is administered by the Residency Malta Agency, the government authority dedicated to investor residency. Total investment starts at €350,000 (purchase route) or €58,000 government contribution plus qualifying long-term rental. Standard approval timelines run 4 to 6 months from complete submission to in-principle approval, with the residence card issued shortly thereafter.
The program offers two investment routes. Purchase route: €28,000 government contribution, qualifying property purchase from €350,000 (central or northern Malta) or €300,000 (southern Malta or Gozo), plus a €2,000 NGO donation. Rental route: €58,000 government contribution, qualifying long-term lease from €12,000 per year (central or north) or €10,000 per year (south or Gozo), plus the same €2,000 NGO donation. Both routes carry a 5-year hold on the qualifying property, a €40,000 administrative fee (€10,000 with submission, €30,000 on approval), and due-diligence costs of €5,000 for the main applicant and €1,000 to €5,000 per dependent. Eligibility requires a minimum net worth of €500,000 with at least €150,000 in financial assets. Family inclusion is the most generous in Europe: principal applicant, spouse, dependent children of any age, dependent parents, and dependent grandparents on either side combine into one application. The Maltese residence card renews indefinitely subject to ongoing property and contribution compliance, with no minimum-stay obligation.
Officially published timeline
4 to 6 months
Real timeline, based on our practical experience
4 to 8 months
of passports
Visa-free
travel to the Schengen area countries
Key countries
The EU
Fast-track visa
USA
Canada
Australia
Visa-free
countries
Key countries
The EU
Fast-track visa
USA
Canada
Australia
Visa-free
countries
Key countries
The EU
Fast-track visa
USA
Canada
Australia
Visa-free
countries
Key countries
The EU
Fast-track visa
USA
Canada
Australia
Visa-free
travel to the Schengen area countries
Key countries
The EU
Fast-track visa
USA
Canada
Australia
Deep specialization: Golden Harbors advisors track MPRP application processing through Residency Malta Agency, the IIP and MEIN to MPRP transition framework, and the comparative position of Maltese residency against Portugal, Spain, and Greece Golden Visa alternatives
We handle the paperwork: from initial eligibility scoping through property selection, application drafting, biometric scheduling, and post-approval compliance, the operational lift sits with us so you can focus on the structural decisions
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Convenient team structure: our advisors operate across the United States and Europe so consultation timing fits both Atlantic working hours and the European application cycles that matter for MPRP and other EU residency programs
We take preparation seriously: source-of-funds files, family documentation, and due-diligence packages are built to withstand Residency Malta Agency scrutiny, with no shortcuts on KYC depth
Tested by Time:
Years of placement experience across Malta MPRP, Portugal Golden Visa, Greece Golden Visa, and other EU residency-by-investment routes. Our advisors know the Residency Malta Agency processing patterns, common rejection triggers, and how to structure a defensible application from the start
Convenient Team Structure:
Our advisors operate across the United States and Europe, covering Atlantic working hours and the European application cycles that matter for MPRP timelines and other EU residency programs
We Take Preparation Seriously:
Source-of-funds files, family documentation, and due-diligence packages are built to withstand Residency Malta Agency scrutiny. We work only with licensed Maltese MPRP agents and vetted property partners across central Malta, the north, and Gozo
We Handle the Paperwork:
From initial eligibility scoping through property selection, application drafting, biometric scheduling, and post-approval compliance. The operational lift sits with us so you can focus on the structural decisions
Enter your estimated application start date and receive a clear timetable for each step of the Malta Residence by Investment process
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Sign a service agreement with Golden Harbors, complete intake forms, and pay the initial retainer and due-diligence fees
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Golden Harbors prepares your full MPRP submission package: apostilled identity documents, source-of-funds evidence, police clearance certificates, medical certificates, and Residency Malta Agency application forms
30
Property selection and qualifying lease or purchase: from €350,000 purchase or €12,000 per year rental in central and northern Malta, or €300,000 purchase or €10,000 per year rental in South Malta or Gozo
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Submit your application to the Residency Malta Agency through a licensed MPRP agent, complete biometric capture in Malta, and receive in-principle approval within 4 to 6 months
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Transfer the government contribution (€28,000 purchase route or €58,000 rental route), the administrative fee balance (€30,000), and the €2,000 NGO donation. Residency Malta Agency issues the 5-year residence card delivered via the licensed agent
Up to 14 days
Post-approval compliance and renewal cycle: the residence card is valid for 5 years and indefinitely renewable subject to property and contribution upkeep. Newborns and new spouses are added via supplementary applications
Every client is unique
Every case requires an individual approach and solution. Our years of experience in the industry allow us to provide both.
We will answer all your questions and provide detailed information about the available second passport and residency programs to help you make the right choice.
Victoria
Lead Attorney at Golden Harbors
Victoria
Lead Attorney at Golden Harbors
Obtain
a new citizenship and passport
get
additional residency or a Golden Visa
and also
file, register a company, and open bank accounts offshore
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If you are looking for a comprehensive review of whether this program is the best fit for you, please get in touch with your trusted advisors at Golden Harbors
victoria cold
Lead Attorney at Golden Harbors
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